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Expert Settlement Professional

Expert Settlement Professional is a revolutionary new technology which empowers the consumer. Expert Settlement Professional, also known as ESP allows the process of Debt Settlement to be fully automated between the client and the creditor.

Pursuant to the client signing their license agreement for the ESP system, all of the information contained within their contract is transferred to ESP. Once transferred, ESP immediately initiates contact with the creditors on behalf of the client. A cease and desist letter and a settlement proposal will be automatically sent to the client’s creditors. ESP acts as the client’s “arbitrator” by aggressively sending out settlement proposals. ESP becomes more aggressive as the consumer accumulates funds in their savings account. The intermediary’s relationship with ESP is simply remarkable.

Should a creditor decline a proposal or submit a counter offer, ESP will automatically generate a new proposal that will be sent to the creditor and continue to drive negotiations. Once a creditor has accepted a settlement proposal then the consumer will direct their escrow account to satisfy the outstanding debt. Only the client can direct payment to any creditor. This keeps the consumer’s money secure. The client will have access to view negotiations as it occurs. The beauty of our system is that the client never loses control of the process.

The consumer will be able to conveniently create changes to their account. Such as adding creditors, changing their address and updating their banking information. ESP will recognize these changes immediately and automatically update the cease and desist letters, settlement proposals and payment information. Creditors will be provided access to ESP and be able to view all accounts which have been enrolled into the program. Creditors will have the capability of accepting, declining or submitting counter offers through their ESP online account. In addition, creditors will have the ability to pull accounts and do bulk settlements. Traditionally, debt settlement is a difficult time consuming and cumbersome process, ESP has modernized the debt settlement industry. This software system is both user friendly to the creditor and the consumer. ESP's system provides the luxury of having all communication with the creditors viewable and fully automated.

Should the client need further assistance, ESP is supported by a nationwide network of attorneys. Each client will receive an independent contractor attorney in their state for legal guidance. Lastly, Pre-Paid Legal Inc. will provide up to 40 hours of court representation with unlimited phone consultation by an attorney, for each client. All of this value will be provided at no additional cost to the consumer.
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  Testimonials
  All debt settlement accounts are managed by NoteWorld,LLC and all funds are held in               Learn more...   ESP plays an instru-mental role of ensuring that you receive service far                Learn more...   "I thought I would never get out from debt, but
ESP made it simple to get control of my finances
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